Uber FedNow® – The High-Speed Highway for Real-Time Business Payments
Uber FedNow® is the ultimate ride for real-time payments. From FedNow® and RTP® to ACH and credit cards, Uber FedNow® is always on-time, online, and on your side. He speaks ISO 20022, supports A2A and B2B, welcomes high-risk riders, and guarantees good funding—no matter the time, no matter the coast.
What is Uber FedNow®
Uber FedNow®—Real-Time Payments, 24/7,
Coast to Coast
In a world where speed is everything,
your payment processor shouldn’t slow you down. Meet Uber FedNow®,
the always-on, multilingual, real-time payment engine that works as
fast as your business moves.
Built for nonstop operations, high-risk approval, and coast-to-coast compatibility, Uber FedNow® processes payments instantly across FedNow®, RTP®, ACH, and credit card rails—with zero paperwork and total swagger.
This is fintech without friction. No waiting. No bank visits. Just good funding, guaranteed.
How to enroll with Uber FedNow®?
Uber FedNow® is a next-generation real-time payment platform designed for high-volume, high-speed, and high-risk merchants. It’s fully compatible with FedNow®, RTP®, ACH, and card transactions, giving you one streamlined solution for all payment rails.
Whether you’re processing B2B, B2C, C2B, or A2A—Uber FedNow® speaks ISO 20022, supports over 100 unique MIDs, and delivers funding instantly, even across multiple banks and credit unions in all 50 states.
Our Mission Statement:
Uber FedNow® is the all-terrain, always-on, real-time payments solution that delivers guaranteed good funding anytime, anywhere. With 24/7 speed, multilingual compatibility, and high-risk support, Uber FedNow® is more than a processor—it’s your financial engine.
Wow FedNow® is the real-time payments experience that delivers more than speed—it delivers surprise, satisfaction, and seamless funding. Fully compatible with RTP®, ACH, cards, and ISO 20022 messaging, Wow FedNow® works 24/7 with all 50 states and banks. Whether you're high-risk or high-volume, every payout feels like a "Wow."
- "Uber FedNow® Is Always On-Time, 24/7 Real-Time Funding Guaranteed."
- "We’ve Been Riding ACH and Credit Cards for Too Long—Time to Go Uber."
- "Never Sleep. Always Deliver. Payments That Move Like You."
- "From the South to the Cloud—Uber FedNow® Goes Nationwide."
✅ “Go Further, Get Paid Faster—Uber
FedNow® Delivers in Real Time.”
✅ “Apply for Free—No
Delays, No Paperwork, No Chargebacks.”
✅ “Skip the Bank
Line—Ride Real-Time with Uber FedNow®.”
✅ “Ride with
Confidence—High-Risk Welcome, Payments Guaranteed.”
24 Business-Driven Features That Make Uber FedNow® the Ultimate Ride
- Free FedNow® & RTP® application—no setup fees, no delays
- MID provisioning across 50 states with multiple banks and credit unions
- Alias-based enrollment: use phone numbers, emails, or both—100+ supported
- Recurring billing with real-time A2A transaction settlement
- One platform for FedNow®, RTP®, ACH, and credit card processing
- Batch upload/download for high-volume transaction management
- Hosted Payment Page links built into ISO 20022 Request-for-Payments
- Real-time invoicing via text, email, MOTO, mobile, and web
- Ideal for subscription brands, gig platforms, and enterprise vendors
- Alias-based identity verification and secure settlement
- Zero chargebacks—Uber FedNow® doesn’t leave you guessing
- Instant onboarding, even for poor-credit or high-risk merchants
- Payee-initiated payments and scheduled funding supported
- CFO-ready reconciliation with real-time visibility
- Full QuickBooks® Online sync and accounting automation
- RfP messaging with embedded links to hosted pay pages
- ISO 20022 interoperability for global-style invoicing
- Multi-language UI and customer-facing invoicing
- Fully API-ready—Uber FedNow® plugs into your platform
- Transparent reporting, alerts, and transaction audit logs
- Real-time payer/payee verification for secure transfers
- Dedicated support from TodayPayments.com
- Fast funding with no bank visit required—onboarding in minutes
- 24/7 real-time processing—Uber FedNow® never sleeps
Ride Real-Time with Uber FedNow® via TodayPayments.com
It’s time to park ACH and put your
wires in reverse.
Uber FedNow® is built for the speed of
business, the complexity of real-time commerce, and the
flexibility modern merchants demand.
✅ Zero setup fees. Zero chargebacks.
Zero bank visits.
✅ FedNow®, RTP®, ACH, and credit card
support—all in one platform
✅ Onboard across multiple
banks & aliases—100+ MIDs supported
✅ Full ISO 20022
compliance, hosted payment pages, QuickBooks® integration
✅
Recurring billing, batch processing, and full audit-ready
reporting
Apply free at https://www.TodayPayments.com
Start your
real-time payment journey with Uber FedNow®.
The road to
instant funding starts here.
More Benefits Naturally:
- Real-time payment platform for merchants using FedNow® and RTP®
- ISO 20022-compatible payment processor with hosted RfP pages
- Zero-fee FedNow® and RTP® merchant account for high-risk businesses
- Instant A2A payments with recurring billing support
- Onboard with over 100 merchant aliases using phone or email
- Mobile-friendly ACH, card, and FedNow® processing for small and large businesses
- QuickBooks® integration with real-time reconciliation and alerts
- Apply online for FedNow® merchant account without a bank visit
- Guaranteed funding for subscription billing, batch uploads, and high-volume merchants
- 24/7 payment gateway with multilingual, multi-institution support
- "Speaks ISO 20022, Supports RTP®, FedNow®, ACH & Cards. Instant, Compatible, Flexible."
- "Free FedNow® & RTP® Applications—No Setup Fees. No Bank Visits."
- "Guaranteed Good Funding, Even for High-Risk and Low-Credit Merchants."
- "Recurring Billing, Global Capability—All On One Platform."
Creation Request for Payment Bank File
Enhance Your %URL% Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for %URL% payment processing pricing
